|
Loan
|
Interest Rates Per Annum
|
|
Regular
|
Prime
|
|
1.
|
Hire Purchase
|
|
|
|
|
a. Autos & related to transportation
|
17.00%
|
15.00%
|
|
|
b. Mechanary Equipments
|
17.00%
|
15.00%
|
|
|
c. House hold products or the fixed assets
|
17.00%
|
15.00%
|
|
2.
|
Housing Loan
|
|
|
|
|
a. Personnel land purchasing and building house
|
18.00%
|
16.00%
|
|
|
b. Corporate land purchasing and building house
|
18.00%
|
17.00%
|
|
|
c. Loan for Building Maintenance & Services
|
18.00%
|
16.00%
|
|
3.
|
Term Loan
|
|
|
|
|
a. Loan for Agriculture and related part
|
17.00%
|
16.00%
|
|
|
b. Loan in against Industrial Fixed and Current Assets
|
18.00%
|
16.00%
|
|
|
c. Trade
|
18.00%
|
16.00%
|
|
|
d. Education & Health loan
|
18.00%
|
16.00%
|
|
|
e. Tourism Loan
|
18.00%
|
15.00%
|
|
|
f. Water Resources
|
18.00%
|
16.00%
|
|
4.
|
Project Financing
|
16.00%
|
16.00%
|
|
5.
|
Foreign Employment Loan
|
17.00%
|
16.00%
|
|
6.
|
Consumer/Personnel Loan
|
18.00%
|
16.00%
|
|
7.
|
Facilities Loan against Collateral
|
18.00%
|
17.00%
|
|
8.
|
Loan in against fixed deposit (plus)
|
2.00%
|
|
9.
|
Loan in against Government Securities
|
17.00%
|
15.00%
|
|
10.
|
Deprived Sector
|
16.00%
|
Wholesale 11.00%
|
|
11
|
Loan in against Share
|
18.00%
|
17.00%
|
